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Perkins Loans have an interest rate of 5.0%, a nine (9) month grace period and are billed monthly. Minimum monthly payments are $40.00. Payments are due on the first of each month. The status of all accounts is reported monthly to all major credit bureaus. A late charge is assessed on all accounts fifteen (15) days past due.

Loyola Loans have an interest rate of 5.0%, a six (6) month grace period and are billed monthly. Minimum monthly payments are $40.00. Payments are due on the first of each month. The status of all accounts is reported monthly to all major credit bureaus. A late charge is assessed on all accounts fifteen (15) days past due

Billing Agency:

Heartland ECSI

1-888-549-3274

Exit Interview Information:  All students departing from Loyola, either due to graduation or withdrawal, must complete a federally mandated Exit Counseling session. Loan Exit Counseling must be done before the student is able to receive grades or transcripts. Students will be sent notification to complete the counseling session via email from Financial Aid. If students have any questions regarding the counseling session or information provided therein they should see the contact information below.

Deferments:  Students continuing their schooling after leaving Loyola must file a student deferment every semester they are in school. The deferment form can be obtained from the contact information below. If a borrower does not have a deferment form, they can request the school they are attending to certify attendance on school letterhead. All deferments are to be certified by the school the borrower is attending.

For further information, contact:

Deb Donatelli
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4501 N. Charles Street
Baltimore, MD 21210
410-617-5369
dadonatelli@loyola.edu